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Read and accepted: the digital crossroads of standard terms

25/02/2026

In a two-part column published in El Asegurador, originally appearing in the Actualidad Iberoamericana de Seguros for the fourth quarter of 2025, Jacinto Ávalos Capín, partner in Pérez-Llorca México’s Insurance and Reinsurance practice, analyzes how the jurisprudential evolution in punitive damages has transformed the standard of diligence required of insurers in Mexico, particularly with respect to the delivery and proof of standard policy terms in contracting processes, especially in digital environments.