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mortgage

Article

Banking Litigation Law Review

Published by: The Law Reviews
Written by: Javier Izquierdo, Marta Robles
15/12/2021

The edition of The Banking Litigation Law Review highlights that litigation involving banks and financial institutions shows little sign of slowing...
Article

Significant changes to covered bonds

Published by: Cinco Días
Written by: Carlos Pérez Dávila
26/11/2021

The bonds are secured by cover assets over which the holders of these securities have a preferential claim...
Legal briefing

Regulatory changes in Spain to the legal regime for mortgage cédulas and other covered bonds

Written by: Carlos Pérez Dávila, Soledad Mendiola
24/11/2021

This Legal Briefing analyses the Royal Decree-law 24/2021...
Article

On the need for a legal definition for “allocated loan amount”

Published by: Diario La Ley
Written by: Antonio García García
29/07/2021

In Spanish positive law there are many situations which refer, through various formulations, to the part of a debt that corresponds to each of the properties mortgaged as collateral for it...
Legal briefing

Legal status of mortgages indexed to the Mortgage Loan Reference Index (IRPH)

Written by: Javier Izquierdo, Pedro Marques da Gama, Marta Robles, Eva del Amo
15/03/2021

This Legal Briefing analyses the consequences for the loan sale market...
Article

The necessary change in the treatment of default interest in the Insolvency Act.

Published by: Expansión
Written by: Antonio García García
15/01/2021

Antonio García, Pérez-Llorca lawyer, writes for Expansión on the change in the treatment of default interest in the Insolvency Act...
Article

The categorisation of the guarantor’s credit after the execution of the deposit following the declaration of insolvency proceedings

Published by: legaltoday
Written by: María José Riofrío
13/11/2020

In the Spanish Supreme Court ruling handed down on 8 June, the Supreme Court determined the categorisation of the credit of a guarantor who has a mortgage guarantee...
Legal briefing

Mortgage expenses. Registration fees accrued for transfers of mortgages agreed between banks

Written by: Ildefonso Arenas Almansa, Soledad Mendiola
08/06/2020

We analyse the rulings of the Supreme Court on the non-applicability of Law 8/2012 to the registration of transfer of ownership on mortgage loans, arising from the restructuring of financial institutions...
Legal briefing

The current status of mortgages based on the Mortgage Loan Reference Index

Written by: Javier Izquierdo
19/06/2019
Legal briefing

Current account credit mortgages and requirements for the registration of enforcement agreements

Written by: Ander Valverde, Isabel Rodríguez
26/03/2019

Analysis of the requirements applicable to enforcement agreements on maximum current account credit mortgages, according to the resolution of the Directorate General of Registries and Notarial Offices...
Legal briefing

Loss of status of the extension of a previously registered capped mortgage

Written by: Ander Valverde
26/06/2015

On 14 May 2015, the Directorate General of Registries and Notarial Offices (“DGRN”) issued a resolution (the “Resolution”) ruling in favour of the loss of status of the extension of a previously registered capped mortgage...
Legal briefing

The new regime for appeals in consumer foreclosure proceedings

12/09/2014

Brief analysis of the reform introduced in Royal Decree-law 11/2014, on urgent measures in insolvency matters (the “RDL”) to Law 1/2000, the Civil Procedure Act (“LEC”)...
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