Team

Joaquín Ruiz Echauri
Joaquín Ruiz Echauri

Contact

jruiz-echauri@perezllorca.com
T: +34 91 432 51 58
F: +34 91 436 04 30
Paseo de la Castellana, 50
28046 Madrid
Spain

Practice areas

  • Insurance and Reinsurance

Profile

Joaquín Ruiz Echauri joined Pérez-Llorca in 2020. Previously, he was the head of the Insurance and Reinsurance practice at a highly prestigious international firm.

Studies:

  • 1992 Degree in Law, Universidad de Navarra
  • 1992 Program of Instruction for Lawyers (P.I.L.), Harvard University
  • 1993 Master’s degree in Corporate Law, IE Business School

He speaks English, French and Spanish.

Experience

Joaquín Ruiz Echauri has over 25 years of experience providing corporate, regulatory and litigious advice for the insurance and reinsurance industry.

During his career he has worked with major national and international clients on M&A transactions, bancassurance alliances, VIF reinsurance agreements, portfolio transfers, reorganisations and all types of corporate matters. From a regulatory point of view, he has provided legal advice on product design, contract interpretation and distribution of insurance and reinsurance and pension funds. Likewise, he is a recognised specialist in the dispute resolution field of the insurance sector and matters on product liability, where he has managed high-level litigation and arbitration disputes.

Academic and Publishing Collaborations

Joaquín is a professor of Private Law at the Universidad Pontificia Comillas (ICADE). He collaborates on journals and specialised press and has published a wide variety of articles and essays related to his practice area, including:

Articles:

  • Bold – Joaquin Ruiz Echauri – Boletín Diario de Seguros (BDS), 30 September 2021
  • On insurance coverage in the interruption of business – Joaquín Ruiz Echauri, Encarna Cordero Lobato – Expansión, 10 February 2021
  • The melody of uncertainty – Joaquin Ruiz Echauri – Boletín Diario de Seguros (BDS), 29 September 2020
  • An analysis of the Royal Decree 1060/2015, of 20 November, approving the regulations for ordination, supervision and solvency of insurance and reinsurance undertakings. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 165-166, 2016, pp. 177-318.
  • The position of international business groups in product liability claims. Diario La Ley, ISSN 1989-6913, no. 8401, 2014.
  • Payment Protection Insurance (PPI): the impact on our legal system of the UK problems with respect to PPI. Revista de la Asociación Española de Abogados Especializados en Responsabilidad Civil y Seguro, ISSN-e 1887-7001, no. 39, 2011.
  • The banking-insurance operator in the criteria of the Directorate-General of Insurance and Pension Funds. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 148, 2011.
  • The role of the place of residence in determining the law and jurisdiction applicable to life insurance contracts. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 147, 2011, pp. 631-653.
  • Articles 77 and 78. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 143-144, 2010.
  • Articles 79 to 96. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 143-144, 2010.
  • Nature and effects of a claim settlement offer by an insurer to its policyholder (II). Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 5, 2008, pp. 8-15.
  • The final problem: the distinction between limitative and delimiting clauses in insurance contracts. ICADE: Revista de las Facultades de Derecho y Ciencias Económicas y Empresariales, ISSN 1889-7045, no. 71, 2007 (Issue dedicated to: Nuevos retos del contrato de Seguro).
  • Plurality of employers, responsibility and insurance: the case of contractors, subcontractors and temporary employment agencies at work-related accidents. Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 3, 2006.
  • Nature and effects of a claim settlement offer by an insurer to its policyholder. Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 8, 2005.
  • Assessment of civil liability claims and procedural intervention of experts. Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 2, 2005.
  • Progress towards the European Insurance Contract: Opinion of the European Economic and Social Council of 15 December 2004. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 123-124, 2005.
  • Legal issues on accidents with articulated vehicles. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 122, 2005.
  • Credit institutions’ commitments to pensions: case law interpretation and regulation by the Bank of Spain. Revista de derecho bancario y bursátil, ISSN 0211-6138, Year no. 23, no. 94, 2004.
  • Contracts award through public tendering in public and private companies: Directive 93/38/CEE. Actualidad administrativa, ISSN 1130-9946, no. 16, 1997.
  • Cross-border contamination in nuclear law. Actualidad administrativa, ISSN 1130-9946, no. 4, 1996.

Collaborations on joint publications:

  • Procedural elements of the claim. Practicum daños 2015 / coordinated by Ana Soler Presas, Pedro del Olmo García, 2014.
  • Sustantive elements of the claim. Practicum daños 2015 / coordinated by Ana Soler Presas, Pedro del Olmo García, 2014.
  • Damages at motor vehicle traffic. Practicum daños 2015 / coordinated by Ana Soler Presas, Pedro del Olmo García, 2014.
  • The balance between supervision and efficiency. Supervision in private insurance: Towards solvency II. Minutes of the Congress on Regulation and Supervision in Private Insurance. Valencia, 15 and 16 September 2011. Coordinated by Félix Benito Osma, María Teresa Olavarría Iglesia, Francisco Javier Vercher Moll; Vicente Cuñat Edo (dir.), Juan Bataller Grau (dir.), 2013.
  • Good corporate governance before and after the financial crisis. Study on the insurance sector in Spain 2010: the qualitative aspects of solvency II. Coordinated by Pilar Blanco-Morales Limones, Montserrat Guillén Estany, Inmaculada Domínguez Fabián, 2010.
  • Restructuring and liquidation of insurance companies. Comments on the reform of the regulations governing the organisation and supervision of private insurance: analysis of Law 34/2003 and the regulations approved by Royal Decrees 297 to 301/2004. Coordinated by Joaquín Ruiz Echauri, Editorial Aranzadi 2004.

Books:

  • Insurance Contract Law. Coordinated by Luis Fernando Reglero Campos. Editorial Aranzadi, 2007.
  • Comments on the reform of the regulations governing the organisation and supervision of private insurance: analysis of Law 34/2003 and the regulations approved by Royal Decrees 297 to 301/2004. Coordinated by Joaquín Ruiz Echauri. Editorial Aranzadi, 2004.

Collaborations with the media:

  • The cryptoasset insurance market in Spain – Confilegal, 9 February 2022
  • Failure to comply with this year’s continuing education obligations can lead to serious financial penalties – Grupo Aseguranza, 17 November 2021
  • The future of hoteliers’ claims against insurers for loss of profit, in the hands of the Courts of Appeal – Confilegal, 3 November 2021
  • Volcanic eruptions, an extraordinary risk for insurers – Radio Televisión Española (RTVE), 21 September 2021
  • Nearly 100 hospitality companies have already sued their insurers for losses suffered, in line with the ruling against Generali – Confilegal, 30 August 2021
  • Insurers face wave of claims from bars for losses caused by the state of alarm – El Español, 16 August 2021
  • Can a business make an insurance claim due to COVID closures? – Radio Televisión Española (RTVE), 28 July 2021
  • Experts warn that insurers still have major issues to resolve due to the impact of ‘Philomena’ – Confilegal, 22 April 2021
  • Exposure to cyber-attacks increases demand for cyber-risk insurance in companies and institutions – Confilegal, 13 April 2021
  • The ruling of Girona’s Court of Appeal may generate a “call effect” of claims for business closures – Confilegal, 15 February 2021
  • Alarm in the insurance industry after a decision that forces COVID closure to be compensated – Cinco Días, 10 February 2021
  • Insurers like Mapfre extend home insurance cover to remote working and online shopping – Confilegal, 4 February 2021
  • €10,000 cap on company plans benefits high earners – Cinco Días, 3 November 2020
  • Legislative challenges for the insurance sector: Changes on the horizon in the midst of digital transformation – Confilegal, 2 November 2020
  • The bank, with CaixaBank, will pay more than five billion to break up insurance – Cinco Días, 25 September 2020

Professional Organisations

The Madrid Bar Association (ICAM).

Recognition

Joaquín Ruiz Echauri features in various legal directories such as:

  • Chambers & Partners: ‘Star Individual’ for ‘Insurance Law’ (2019, 2020, 2021) and prior to this “Band 1” in 2018, 2017, 2016, 2015 and 2014.
  • Legal 500: ‘Hall of Fame’ for ‘Insurance Law’ (2020) and ‘Leading individual’ in 2021, 2020, 2019, 2018, 2017, 2016 and 2015.
  • Who’s Who Legal: Insurance & Reinsurance, Legal Insurance Lawyer, 2021 (Global Elite Thought Lawyer), 2020, 2019.
  • Acritas Star: 2020, 2019, 2018, 2017
  • Ranking Expansión 2021: Which lawyers advise large Spanish companies – Joaquín Ruiz Echauri no. 1 in transactions in the financial sector.

Awards

  • The 60 best lawyers in Business Law in Iberia (Spain and Portugal) – Insurance Sector – Iberian Lawyer, 2021.
  • ILO Choice Awards: Lawyer of the year in Insurance and Reinsurance – Spain 2018, 2017, 2016, 2015, 2012.
  • Best Lawyers®: Best Lawyer of the Year – Insurance Law, 2021, Spain. Recommended Lawyer – Corporate and M&A Law / Litigation / Insurance Law in 2021, 2020, 2019, 2018, 2017, 2016 and 2015 – Spain.
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Joaquín Ruiz Echauri

Team

Lawyers

Practice areas
Position
Office

Partner Joaquín Ruiz Echauri

Practice areas

Office

Madrid

Contact

jruiz-echauri@perezllorca.com
T: +34 91 432 51 58
F: +34 91 436 04 30
Paseo de la Castellana, 50
28046 Madrid
Spain

Profile

Joaquín Ruiz Echauri joined Pérez-Llorca in 2020. Previously, he was the head of the Insurance and Reinsurance practice at a highly prestigious international firm.

Studies:

  • 1992 Degree in Law, Universidad de Navarra
  • 1992 Program of Instruction for Lawyers (P.I.L.), Harvard University
  • 1993 Master’s degree in Corporate Law, IE Business School

He speaks English, French and Spanish.

Experience

Joaquín Ruiz Echauri has over 25 years of experience providing corporate, regulatory and litigious advice for the insurance and reinsurance industry.

During his career he has worked with major national and international clients on M&A transactions, bancassurance alliances, VIF reinsurance agreements, portfolio transfers, reorganisations and all types of corporate matters. From a regulatory point of view, he has provided legal advice on product design, contract interpretation and distribution of insurance and reinsurance and pension funds. Likewise, he is a recognised specialist in the dispute resolution field of the insurance sector and matters on product liability, where he has managed high-level litigation and arbitration disputes.

Academic and Publishing Collaborations

Joaquín is a professor of Private Law at the Universidad Pontificia Comillas (ICADE). He collaborates on journals and specialised press and has published a wide variety of articles and essays related to his practice area, including:

Articles:

  • Bold – Joaquin Ruiz Echauri – Boletín Diario de Seguros (BDS), 30 September 2021
  • On insurance coverage in the interruption of business – Joaquín Ruiz Echauri, Encarna Cordero Lobato – Expansión, 10 February 2021
  • The melody of uncertainty – Joaquin Ruiz Echauri – Boletín Diario de Seguros (BDS), 29 September 2020
  • An analysis of the Royal Decree 1060/2015, of 20 November, approving the regulations for ordination, supervision and solvency of insurance and reinsurance undertakings. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 165-166, 2016, pp. 177-318.
  • The position of international business groups in product liability claims. Diario La Ley, ISSN 1989-6913, no. 8401, 2014.
  • Payment Protection Insurance (PPI): the impact on our legal system of the UK problems with respect to PPI. Revista de la Asociación Española de Abogados Especializados en Responsabilidad Civil y Seguro, ISSN-e 1887-7001, no. 39, 2011.
  • The banking-insurance operator in the criteria of the Directorate-General of Insurance and Pension Funds. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 148, 2011.
  • The role of the place of residence in determining the law and jurisdiction applicable to life insurance contracts. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 147, 2011, pp. 631-653.
  • Articles 77 and 78. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 143-144, 2010.
  • Articles 79 to 96. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 143-144, 2010.
  • Nature and effects of a claim settlement offer by an insurer to its policyholder (II). Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 5, 2008, pp. 8-15.
  • The final problem: the distinction between limitative and delimiting clauses in insurance contracts. ICADE: Revista de las Facultades de Derecho y Ciencias Económicas y Empresariales, ISSN 1889-7045, no. 71, 2007 (Issue dedicated to: Nuevos retos del contrato de Seguro).
  • Plurality of employers, responsibility and insurance: the case of contractors, subcontractors and temporary employment agencies at work-related accidents. Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 3, 2006.
  • Nature and effects of a claim settlement offer by an insurer to its policyholder. Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 8, 2005.
  • Assessment of civil liability claims and procedural intervention of experts. Revista de responsabilidad civil, circulación y seguro, ISSN 1133-6900, no. 2, 2005.
  • Progress towards the European Insurance Contract: Opinion of the European Economic and Social Council of 15 December 2004. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 123-124, 2005.
  • Legal issues on accidents with articulated vehicles. Revista española de seguros: Publicación doctrinal de Derecho y Economía de los Seguros privados, ISSN 0034-9488, no. 122, 2005.
  • Credit institutions’ commitments to pensions: case law interpretation and regulation by the Bank of Spain. Revista de derecho bancario y bursátil, ISSN 0211-6138, Year no. 23, no. 94, 2004.
  • Contracts award through public tendering in public and private companies: Directive 93/38/CEE. Actualidad administrativa, ISSN 1130-9946, no. 16, 1997.
  • Cross-border contamination in nuclear law. Actualidad administrativa, ISSN 1130-9946, no. 4, 1996.

Collaborations on joint publications:

  • Procedural elements of the claim. Practicum daños 2015 / coordinated by Ana Soler Presas, Pedro del Olmo García, 2014.
  • Sustantive elements of the claim. Practicum daños 2015 / coordinated by Ana Soler Presas, Pedro del Olmo García, 2014.
  • Damages at motor vehicle traffic. Practicum daños 2015 / coordinated by Ana Soler Presas, Pedro del Olmo García, 2014.
  • The balance between supervision and efficiency. Supervision in private insurance: Towards solvency II. Minutes of the Congress on Regulation and Supervision in Private Insurance. Valencia, 15 and 16 September 2011. Coordinated by Félix Benito Osma, María Teresa Olavarría Iglesia, Francisco Javier Vercher Moll; Vicente Cuñat Edo (dir.), Juan Bataller Grau (dir.), 2013.
  • Good corporate governance before and after the financial crisis. Study on the insurance sector in Spain 2010: the qualitative aspects of solvency II. Coordinated by Pilar Blanco-Morales Limones, Montserrat Guillén Estany, Inmaculada Domínguez Fabián, 2010.
  • Restructuring and liquidation of insurance companies. Comments on the reform of the regulations governing the organisation and supervision of private insurance: analysis of Law 34/2003 and the regulations approved by Royal Decrees 297 to 301/2004. Coordinated by Joaquín Ruiz Echauri, Editorial Aranzadi 2004.

Books:

  • Insurance Contract Law. Coordinated by Luis Fernando Reglero Campos. Editorial Aranzadi, 2007.
  • Comments on the reform of the regulations governing the organisation and supervision of private insurance: analysis of Law 34/2003 and the regulations approved by Royal Decrees 297 to 301/2004. Coordinated by Joaquín Ruiz Echauri. Editorial Aranzadi, 2004.

Collaborations with the media:

  • The cryptoasset insurance market in Spain – Confilegal, 9 February 2022
  • Failure to comply with this year’s continuing education obligations can lead to serious financial penalties – Grupo Aseguranza, 17 November 2021
  • The future of hoteliers’ claims against insurers for loss of profit, in the hands of the Courts of Appeal – Confilegal, 3 November 2021
  • Volcanic eruptions, an extraordinary risk for insurers – Radio Televisión Española (RTVE), 21 September 2021
  • Nearly 100 hospitality companies have already sued their insurers for losses suffered, in line with the ruling against Generali – Confilegal, 30 August 2021
  • Insurers face wave of claims from bars for losses caused by the state of alarm – El Español, 16 August 2021
  • Can a business make an insurance claim due to COVID closures? – Radio Televisión Española (RTVE), 28 July 2021
  • Experts warn that insurers still have major issues to resolve due to the impact of ‘Philomena’ – Confilegal, 22 April 2021
  • Exposure to cyber-attacks increases demand for cyber-risk insurance in companies and institutions – Confilegal, 13 April 2021
  • The ruling of Girona’s Court of Appeal may generate a “call effect” of claims for business closures – Confilegal, 15 February 2021
  • Alarm in the insurance industry after a decision that forces COVID closure to be compensated – Cinco Días, 10 February 2021
  • Insurers like Mapfre extend home insurance cover to remote working and online shopping – Confilegal, 4 February 2021
  • €10,000 cap on company plans benefits high earners – Cinco Días, 3 November 2020
  • Legislative challenges for the insurance sector: Changes on the horizon in the midst of digital transformation – Confilegal, 2 November 2020
  • The bank, with CaixaBank, will pay more than five billion to break up insurance – Cinco Días, 25 September 2020

Professional Organisations

The Madrid Bar Association (ICAM).

Recognition

Joaquín Ruiz Echauri features in various legal directories such as:

  • Chambers & Partners: ‘Star Individual’ for ‘Insurance Law’ (2019, 2020, 2021) and prior to this “Band 1” in 2018, 2017, 2016, 2015 and 2014.
  • Legal 500: ‘Hall of Fame’ for ‘Insurance Law’ (2020) and ‘Leading individual’ in 2021, 2020, 2019, 2018, 2017, 2016 and 2015.
  • Who’s Who Legal: Insurance & Reinsurance, Legal Insurance Lawyer, 2021 (Global Elite Thought Lawyer), 2020, 2019.
  • Acritas Star: 2020, 2019, 2018, 2017
  • Ranking Expansión 2021: Which lawyers advise large Spanish companies – Joaquín Ruiz Echauri no. 1 in transactions in the financial sector.

Awards

  • The 60 best lawyers in Business Law in Iberia (Spain and Portugal) – Insurance Sector – Iberian Lawyer, 2021.
  • ILO Choice Awards: Lawyer of the year in Insurance and Reinsurance – Spain 2018, 2017, 2016, 2015, 2012.
  • Best Lawyers®: Best Lawyer of the Year – Insurance Law, 2021, Spain. Recommended Lawyer – Corporate and M&A Law / Litigation / Insurance Law in 2021, 2020, 2019, 2018, 2017, 2016 and 2015 – Spain.

Office

Madrid

Contact

jruiz-echauri@perezllorca.com
T: +34 91 432 51 58
F: +34 91 436 04 30
Paseo de la Castellana, 50
28046 Madrid

Spain