Legal briefing

Bancassurance operators and cross-selling in the spotlight


In this Legal Briefing, we analyse some implications that insurance distribution has for bancassurance operators and insurance companies, particularly in the context of legal proceedings.

In light of the growing attention to cross-selling by bancassurance operators, in this note, we have analysed this practice and its implications for insurance companies. In particular, using a judgment of a Court of First Instance of Pamplona as a reference, we assess the legality of life insurance linked to mortgage loans, how a declaration of nullity of the loan clause affects the insurance and the standing of insurance companies to appear in the proceedings.

The entire content of the Legal Briefing can be found in the PDF.

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